A Home

First Time Home Buyers

We offer many loans including little or No money Down!

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We offer many loan options that don’t require tax returns. We offer free reviews to see you what you qualify for.

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We offer private money, fix and flip, and long term for investment properties

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Buyer's Guide

Download my free Buyer’s Guide full of tips like: How to make the best offer, Things to avoid, Key Terms and so much more.

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Ryan Bolton Portrait

Ryan D. Bolton

NMLS #299717

283 W. Auto Mall Drive, Ste 3
St. George, UT 84770


I’m a mortgage consultant and lender based in St. George, Utah

I started my career in 1999 and since that time I have seen and done it all. I have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance. I moved to St. George in 2005 and love this beautiful area.

My crucial experience, open communication, and problem-solving skills, combined with the unsurpassed processing, underwriting, and closing teams of Synergy One Lending give me the tools and confidence to offer the best possible loans for my clients.

I truly enjoy what I do for a living.

What clients are saying

Ryan was ALWAYS available!
He helped us to understand the things we were signing and he was always available when we needed something. He even offered to help us move! I highly recommend going through Ryan!”
– Kenleigh
Honest, reliable and reasonable
I found Ryan to be both honest, reliable, and a reasonable person to work with. I would highly recommend his services. In fact, I am using him again to refi one of my rental properties
– Rose
His knowledge of the business is like no one I've ever used
I have bought and sold over a million dollars of property over the past eight years. I utilized Ryan for my last transaction. I can honestly say that Ryan exceeded my expectations ten fold. Ryan responds to emails and phone calls immediately. His knowledge of the business is like no one I’ve ever used. I did not know Ryan prior to my last transaction. I heard his ad on the radio. I was in need of a loan officer in Utah at the time. I would highly recommend Ryan. I am a client for life.