Move Into Your New Home

Speak with the best home mortgage broker in St. George, UT

Are you looking for a home mortgage broker in St. George, UT? Ryan Bolton with Patriot Home Mortgage will help you finance your new home. Ryan Bolton will help explain the wide range of mortgage loan options tailored to help you achieve your dream of homeownership. Whether you're a first-time buyer or looking to upgrade, our flexible solutions and competitive rates make buying a home easier than ever. Begin your journey towards owning your dream home today!

Contact Ryan Bolton today about your options. He is on your side and will make sure you know what to expect before you make any offers.

Loans to purchase a home include:

1. Conventional Loans: Traditional mortgage loans typically require a down payment of at least 3% to 20%.
2. FHA Loans: Insured by the Federal Housing Administration, these loans offer more flexible qualification requirements.
3. VA Loans: Available to eligible military service members, veterans, and their families with favorable terms and no down payment requirement.
4. USDA Loans: Designed for rural and suburban homebuyers, offering 100% financing with low mortgage insurance rates.
5. Jumbo Loans: For home purchases that exceed conventional loan limits, providing financing for higher-priced properties.
6. Fixed-Rate Mortgages: Interest rates remain constant throughout the loan term, offering predictable monthly payments.
7. Adjustable-Rate Mortgages (ARMs): Initial lower interest rates that adjust periodically based on market conditions.
8. First-Time Homebuyer Programs: Various programs offering assistance, grants, or lower down payment options for first-time buyers.

What makes the preapproval process essential?

Before you start looking at homes, you’ll want to know your exact budget. With a preapproval from Ryan Bolton - Patriot Home Mortgage, you’ll have an idea of what to expect when it comes to your loan. Your preapproval will include an estimate of the potential loan you could obtain, giving you a solid starting block for your budget. This means you won’t waste time looking at homes you can’t afford. Plus, Ryan Bolton will walk you through every step of the buying process.

Don’t get heartbroken by a home that’s not in your budget. Reach out to our Ryan Bolton - Patriot Home Mortgage today to start the preapproval process. We don’t need to pull your credit for preapproval, and your preapproval will come at no cost or obligation to you.